First, there are three basic categories of information included on a credit report.
Basic Personal Information: This is pretty self-explanatory. Included on your credit report is your full name, date of birth, current address, social security number, and employment information.
Collection and Accounts: This is the information most people think of when discussing a credit report. This is usually separated into two buckets of information: All open lines of credit and all accounts that may be delinquent or in collections.
Public Financial Records: This can include bankruptcy filings, tax liens, or any judgments that affect your credit status.
All three categories of information are collected and applied to credit reports by different methods.
Now that you know, great! What next? We can help!
Credilife™, a program founded on behalf of Real. Credit. Solutions. encompases solutions for almost any consumer credit related challenge. Through this program we work to help you understand how credit related decisions impact your credit score and your life.
It is our goal to provide a foundation that will help you to create new credit healthy habits and to put you on to a path that will allow you to maintain an awesome credit rating long after our work is done!
Credilife™... Your Credit. Your Life!
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